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Fort Mill · Fort Mill, SC

1005 Silver Spring Road

Fort Mill, SC · 1,606 sqft

$255,000

  • 2Beds
  • 2.5Baths
  • 1,606SqFt
  • 2004Year

About this home

Tucked away on a peaceful street with no through traffic, this charming 2 bedroom, 2.5 bath townhome offers both privacy and convenience. Situated just steps from community green space, the home features an inviting open-concept layout and updated laminate flooring throughout the upper level. Two generously sized bedrooms are located upstairs, creating a comfortable and functional living space. One side of the loft could be converted into another room. Enjoy relaxing or entertaining on the private rear patio, which overlooks a natural green backdrop for added tranquility. Located in the highly sought-after Fort Mill School District, this home provides easy access to I-77, shopping, dining, and all that Fort Mill has to offer. Positioned in one of the most desirable and secluded areas of Cascades, this property includes a refrigerator, washer, and dryer, making it truly move-in ready. HOA fee covers lawn care, exterior maintenance, water, sewer, and trash. New water heater 3/2026.

Property details

Beds
2
Baths
2.5
SqFt
1,606
Lot
Year built
2004
Type
Townhome
Garage
1
Heating
Central
Cooling
Ceiling Fan(s), Central Air, Heat Pump
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$331 / mo

Features

  • Built-in Features
  • Cable Prewire
  • Entrance Foyer
  • Open Floorplan
  • Storage
  • Walk-In Closet(s)
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,175/ month

Principal & interest
$1,579
Property tax (~0.90%)
$191
Homeowners insurance
$74
HOA dues
$331

Down payment

$12,750 down · $242,250 financed

Income to qualify (28% rule)

~$93,253 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Fort Mill

York SC · Top-rated schools

Fast-growing York County (SC) town just over the line from Ballantyne — top-tier school district draws relocating families from Charlotte.

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