View all 38 photos →

Rutherfordton · Rutherfordton, NC

1002 S Main Street S

Rutherfordton, NC · 1,125 sqft

$174,900

  • 3Beds
  • 1Baths
  • 1,125SqFt
  • 1920Year

About this home

Charming "1920" 3 Bedroom 1 Bath Cottage Style Ranch on 0.77 ac lot in city limits has Open Floor Plan, Covered Front Porch and Open Rear Deck. Freshly Painted inside and out. Vinyl Windows, New Floor Covering and Carpet and an amazing 800 SF Workshop that can be used for home business, storage or extra playroom. Extra Storage in a Basement Room. This lot is large enough for ADU or Tiny Home in the Back Yard. This Home has many possibilities and is only 5 minutes away from everything. Being Sold As Is.

Property details

Beds
3
Baths
1
SqFt
1,125
Lot
Year built
1920
Type
Single Family
Style
Cottage
Heating
Forced Air, Oil
Cooling
Window Unit(s)
Foundation
Basement, Crawl Space
Flooring
Carpet, Laminate

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,265/ month

Principal & interest
$1,083
Property tax (~0.90%)
$131
Homeowners insurance
$51
HOA dues

Down payment

$8,745 down · $166,155 financed

Income to qualify (28% rule)

~$54,231 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.