Mills River · Mills River, NC
10 Cedar Drive
Mills River, NC · 2,400 sqft
$640,000
- 3Beds
- 3.5Baths
- 2,400SqFt
- 2001Year
- 10Days on market
About this home
Welcome to 10 Cedar Drive, where thoughtful updates, refined finishes, and inviting spaces come together in the sought-after High Vista Golf Community.
From the moment you arrive, this home feels beautifully considered. Low-maintenance landscaping creates a polished first impression while allowing more time to enjoy the lifestyle that surrounds you. Inside, crown molding, Kichler light fixtures, and carefully selected embellishments add warmth, character, and an elevated sense of comfort throughout.
The kitchen is both stylish and functional, featuring maple cabinetry, granite countertops, and stainless steel appliances. Just beyond, generous living spaces make it easy to gather, relax, and feel at home.
The primary bath offers a true spa-inspired escape, complete with multiple showerheads and surrounding body jets. Downstairs, tile flooring installed in 2023 brings durability and a clean, updated look.
Large decks extend the living space outdoors, creating the perfect setting for quiet mornings, evening conversations, or entertaining guests. The spacious two-car garage also offers excellent flexibility for vehicles, storage, hobbies, or workshop needs.
Recent improvements include an electric water heater replaced in 2023, an HVAC system replaced in 2025, and French drains installed in 2021.
An assumable VA loan at 3.75% may also offer a meaningful opportunity for a qualified buyer, subject to lender approval, and verification of all terms.
Beautifully finished, thoughtfully maintained, and ideally located in one of Mills River’s most desirable communities, 10 Cedar Drive is a home you will want to experience in person.
Property details
- Beds
- 3
- Baths
- 3.5
- SqFt
- 2,400
- Lot
- —
- Year built
- 2001
- Type
- Single Family
- Days on market
- 10
- Garage
- 2
- Style
- Colonial, Traditional
- Heating
- Electric, Heat Pump
- Cooling
- Ceiling Fan(s), Central Air, Electric
- Foundation
- Slab
- Flooring
- Carpet, Tile
- View
- Long Range, Mountain(s), Winter
- HOA dues
- $1,125 / yr
Features
- Kitchen Island
- Hot Tub
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,724/ month
- Principal & interest
- $3,963
- Property tax (~0.90%)
- $480
- Homeowners insurance
- $186
- HOA dues
- $93
Down payment
$32,000 down · $608,000 financed
Income to qualify (28% rule)
~$202,462 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.