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Mills River · Mills River, NC

10 Cedar Drive

Mills River, NC · 2,400 sqft

$640,000

  • 3Beds
  • 3.5Baths
  • 2,400SqFt
  • 2001Year
  • 10Days on market

About this home

Welcome to 10 Cedar Drive, where thoughtful updates, refined finishes, and inviting spaces come together in the sought-after High Vista Golf Community.

From the moment you arrive, this home feels beautifully considered. Low-maintenance landscaping creates a polished first impression while allowing more time to enjoy the lifestyle that surrounds you. Inside, crown molding, Kichler light fixtures, and carefully selected embellishments add warmth, character, and an elevated sense of comfort throughout.

The kitchen is both stylish and functional, featuring maple cabinetry, granite countertops, and stainless steel appliances. Just beyond, generous living spaces make it easy to gather, relax, and feel at home.

The primary bath offers a true spa-inspired escape, complete with multiple showerheads and surrounding body jets. Downstairs, tile flooring installed in 2023 brings durability and a clean, updated look.

Large decks extend the living space outdoors, creating the perfect setting for quiet mornings, evening conversations, or entertaining guests. The spacious two-car garage also offers excellent flexibility for vehicles, storage, hobbies, or workshop needs.

Recent improvements include an electric water heater replaced in 2023, an HVAC system replaced in 2025, and French drains installed in 2021.

An assumable VA loan at 3.75% may also offer a meaningful opportunity for a qualified buyer, subject to lender approval, and verification of all terms.

Beautifully finished, thoughtfully maintained, and ideally located in one of Mills River’s most desirable communities, 10 Cedar Drive is a home you will want to experience in person.

Property details

Beds
3
Baths
3.5
SqFt
2,400
Lot
Year built
2001
Type
Single Family
Days on market
10
Garage
2
Style
Colonial, Traditional
Heating
Electric, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Slab
Flooring
Carpet, Tile
View
Long Range, Mountain(s), Winter
HOA dues
$1,125 / yr

Features

  • Kitchen Island
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,724/ month

Principal & interest
$3,963
Property tax (~0.90%)
$480
Homeowners insurance
$186
HOA dues
$93

Down payment

$32,000 down · $608,000 financed

Income to qualify (28% rule)

~$202,462 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.